The $700 million settlement they’re owed comes with some strings attached, a settlement administrator said late last week. The settlement, unveiled in July, offers the 147 million consumers affected by the massive 2017 breach a choice between 10 years of free credit monitoring or $125 in cash. Now, applicants are learning they have to show they already have “some form of credit monitoring or protection in place” to stand any chance at any cash offered in the settlement.